Wednesday, June 29, 2011
Tuesday, June 28, 2011
Monday, June 27, 2011
Sunday, June 19, 2011
Saturday, June 18, 2011
Identity Theft
Unfortunately, some things are learned the hard way. My life has been a nightmare the past week. I'll spare you the details, but if you suspect your identity has been stolen, there are steps you should take IMMEDIATELY.
Put fraud alerts on your credit files. The numbers for TransUnion, Experian and Equifax are all readily available online.
Request your credit reports and review them for accuracy. Look for accounts you don't recognize. Look at the inquiries section for the names of creditors from whom you haven't requested credit.
Report the fraud to the Police. As a victim of a crime, you are entitled to a free copy.
If it's your credit card that has been hit, cancel it.
If it's your debit card that has been hit, cancel it and close your account.
Call your bank, creditors, utility companies, and the DMV if necessary, to alert them to the theft. Follow up in writing with the police report.
If the fraudulent transactions were made over the internet, file a report with the FTC.
If you suspect the thief obtained your information from your mail, report it to the postal inspector. It is also wise to divert your mail to another location or perhaps open a post office box.
Keep track of your phone calls, letters, and all the steps you've taken. You will need to have report numbers ready for vendors and authorities.
I've made 9 pages of notes (so far) of phone calls I've made, reports I've filed, information I've requested... what a mess.
If it's happened to you, good luck.
In the meantime, wish me luck. Ugh.
Put fraud alerts on your credit files. The numbers for TransUnion, Experian and Equifax are all readily available online.
Request your credit reports and review them for accuracy. Look for accounts you don't recognize. Look at the inquiries section for the names of creditors from whom you haven't requested credit.
Report the fraud to the Police. As a victim of a crime, you are entitled to a free copy.
If it's your credit card that has been hit, cancel it.
If it's your debit card that has been hit, cancel it and close your account.
Call your bank, creditors, utility companies, and the DMV if necessary, to alert them to the theft. Follow up in writing with the police report.
If the fraudulent transactions were made over the internet, file a report with the FTC.
If you suspect the thief obtained your information from your mail, report it to the postal inspector. It is also wise to divert your mail to another location or perhaps open a post office box.
Keep track of your phone calls, letters, and all the steps you've taken. You will need to have report numbers ready for vendors and authorities.
I've made 9 pages of notes (so far) of phone calls I've made, reports I've filed, information I've requested... what a mess.
If it's happened to you, good luck.
In the meantime, wish me luck. Ugh.
Friday, June 10, 2011
My Son, the Airhead
One of the other baseball moms, Cindy, was picking up Ian after school, running him by my house for his baseball paraphenalia, and then bringing him to practice with his teammate, Scott. Apparently, Ian has a lot on his mind. He called me as soon as he was picked up:
Mom?
Yeesssss?
I got the house key. I didn’t lose it all day.
Good. I’ll let you live.
Um, I just need my uniform, right?
Yeesssss….and your cup and your spikes.
My cup, too?
Yes. If you don’t have your cup, Coach won’t let you play, and since Grandpa is coming to the game tonight, you don’t want that to happen.
Grandpa or Popa?
Didn’t I just say ‘Grandpa’?
Oh. Yeah.
Don’t forget your uniform, your cup, and your spikes.
I won’t.
Okay. (pause) What are you picking up?
My uniform.
And what else?
Um. (loooooong pause)
Your cup and your spikes.
Oh, yeah. Okay.
You better let me talk to Cindy.
After all that, he still forgot his baseball CAP!
Mom?
Yeesssss?
I got the house key. I didn’t lose it all day.
Good. I’ll let you live.
Um, I just need my uniform, right?
Yeesssss….and your cup and your spikes.
My cup, too?
Yes. If you don’t have your cup, Coach won’t let you play, and since Grandpa is coming to the game tonight, you don’t want that to happen.
Grandpa or Popa?
Didn’t I just say ‘Grandpa’?
Oh. Yeah.
Don’t forget your uniform, your cup, and your spikes.
I won’t.
Okay. (pause) What are you picking up?
My uniform.
And what else?
Um. (loooooong pause)
Your cup and your spikes.
Oh, yeah. Okay.
You better let me talk to Cindy.
After all that, he still forgot his baseball CAP!
Tuesday, June 07, 2011
Sunday, June 05, 2011
Little League Update
The weather has not cooperated so very much with our baseball schedule. Ian has had so many rain-outs it isn't funny. The first league he is in, Tonawanda American Little League, was supposed to end in mid-June, so there would have been only two weeks overlap with his second league, the KenTon Kiwanis. Unfortunately, because of all the rain, the first league now ends in mid-July.
Looks like I'll be spending all summer at the baseball diamonds in the Greater Tonawanda area. :D
Looks like I'll be spending all summer at the baseball diamonds in the Greater Tonawanda area. :D
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